Budget & Finance
Budget & Finance
Annual Budget Spreadsheet
Plan your whole year. Budget-first with savings goals and debt payoff built in.
$12.49Get instant access
✓ Instant download · ✓ Secure checkout via Lemon Squeezy · ✓ Lifetime access · ✓ Works in Google Sheets
How you receive it: after checkout you'll get a download link for a PDF with a one-click copy link. Open it, copy the template into your own Google account, and it's yours forever.
What's inside
- Budget-first planning: planned vs actual for income, savings, debt and expenses across 12 months
- Floating 12-month year — start any month (fiscal years, school years, not just January)
- One transactions log feeds every view via SUMIFS — no monthly tab-hopping
- Savings goals with pace-based projected finish dates
- Debt payoff planner with snowball ranking and payoff estimates
- Month View: pick any month for a detailed planned-vs-actual breakdown
- Step-by-step Guide tab walks you through setup
About this template
Take control of your entire year with the Annual Budget Spreadsheet — a budget-first Google Sheets template. Plan income across savings, debt and expenses for each month, track actuals through the year, hit savings goals with pace tracking, and crush debt with the snowball planner. Works with any start month.
Every Fajar Zahra template is designed from scratch — original layouts, colors, wording, and formulas. No subscriptions, no watermarks, no locked cells. Buy once and use it for life, with free updates whenever we improve it.
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